About

Pater Payments Company

Your Local Partner in Smarter Payments

Ray Pater setting up POS and credit card processing solutions in West Des Moines.
POS System designed by Ray Pater for a business in Des Moines, IA.

Why Businesses Choose Pater Payments Company

Payment processing is everywhere.


Personal service isn’t.


Ray built Pater Payments Company on one simple belief:


"Businesses deserve honest advice, fast help, and systems that actually work for them."

Handheld POS system designed by PaterPayments Company.

Independent by Design

Ray represents multiple processors so he can:

  • Compare options
  • Avoid one-size-fits-all solutions
  • Recommend what’s best for your operation
  • Adjust as your business grows
Credit card processing machine at a gift store.

One Relationship. One Call.

When you work with Pater Payments Company:


  • You speak directly with Ray
  • He knows your business
  • He sets up your system
  • He solves problems quickly

And when Ray is unavailable?
 A professional call center is always there to back you up.

Credit card processing at a coffee shop.

Experience That Works for You

With years in the industry, Ray understands:

  • Restaurants
  • Retail environments
  • Service-based businesses
  • High-volume transactions
  • Growing operations

His focus isn’t selling and disappearing.


It’s staying with clients for the long haul.

Let’s see if Pater Payments Company is the right fit.