Payment Processing & POS - Chosen for Your Business In Iowa
At Pater Payments Company, Ray Pater helps businesses find the right credit card processing and point-of-sale system—backed by fast, personal support you can actually reach.
Multiple Processors
Customized POS Setup
Fast Support from Ray Pater
20+
Years of
experience
What Makes
Pater Payments Company Different
ABOUT US
Most processors sell you their system.
Ray shops multiple processors to find what truly fits your business.
✔ Independent—represents several processors
✔ Customized POS setup to increase ticket totals
✔ Easy add-ons and modifiers for upsells
✔ One point of contact: Ray
✔ Backup call center when he’s unavailable
✔ Long-term service—not a quick signup
Who We Help
SERVICES
Restaurants & Cafes
We program your POS for fast ordering and easy add-ons like fries, upgrades, and extras that increase average tickets without slowing lines.
Retail Stores
We set up inventory-smart POS systems with smooth checkout, reporting, and tools that keep customers moving and coming back.
Service Businesses
We streamline payments and invoicing, so your team gets paid faster and clients enjoy a simple checkout experience.
Small &
Mid-Size Companies
We match you with scalable processing and POS tools that grow with your business.
New Openings & System Upgrades
We handle setup, migration, and training so your launch or switch is smooth from day one.
E-Commerce Sites
We connect secure payment gateways that integrate with your website and POS, making online transactions simple, reliable, and easy to manage.
Simple, Smart Payment Solutions
Why Us?
Whether you need:
- A better POS system
- Faster support
- Easier reporting
- Lower fees
- A smoother checkout experience
Ray makes it simple—and stays with you long after setup.
What our customers have to say...
Testimonials
Kudos to Ray Pater. We have worked with Ray since installing our credit card machine years ago. Ray has always been quick to respond when we make inquiries and goes above and beyond to resolve any challenges we have. If it’s great customer service you are looking for, Ray is your man.
Rick Adkisson
Roosevelt Barber Shop
Des Moines, IA
I have enjoyed 10 plus years of service that Ray has provided for our shop. His attention to detail is superior and is extremely reliable. His assistance for compliance goes above and beyond expectations. Ray is a very down to earth person that is excellent to talk to. Looking forward to more years ahead!
Jeremy A.
Making the switch to Ray and his software was hands down the best decision we could’ve made for our employees and business! Ray makes sure you have it all set up with no issues! We have had very minimal questions about our new Figure system and Ray is always right there to help us figure it out in a quick manner. He stops through and checks up on us frequently, which I appreciate. I would 100% recommend Ray and his software to anyone looking to make a switch!
Adrian I.
Manager at Sue’s Kitchen at The Embers
Avoca, IA
Kudos to Ray Pater. We have worked with Ray since installing our credit card machine years ago. Ray has always been quick to respond when we make inquiries and goes above and beyond to resolve any challenges we have. If it’s great customer service you are looking for, Ray is your man.
Rick Adkisson
Roosevelt Barber Shop
Des Moines, IA
I have enjoyed 10 plus years of service that Ray has provided for our shop. His attention to detail is superior and is extremely reliable. His assistance for compliance goes above and beyond expectations. Ray is a very down to earth person that is excellent to talk to. Looking forward to more years ahead!
Jeremy A.
Making the switch to Ray and his software was hands down the best decision we could’ve made for our employees and business! Ray makes sure you have it all set up with no issues! We have had very minimal questions about our new Figure system and Ray is always right there to help us figure it out in a quick manner. He stops through and checks up on us frequently, which I appreciate. I would 100% recommend Ray and his software to anyone looking to make a switch!
Adrian I.
Manager at Sue’s Kitchen at The Embers
Avoca, IA
Kudos to Ray Pater. We have worked with Ray since installing our credit card machine years ago. Ray has always been quick to respond when we make inquiries and goes above and beyond to resolve any challenges we have. If it’s great customer service you are looking for, Ray is your man.
Rick Adkisson
Roosevelt Barber Shop
Des Moines, IA
I have enjoyed 10 plus years of service that Ray has provided for our shop. His attention to detail is superior and is extremely reliable. His assistance for compliance goes above and beyond expectations. Ray is a very down to earth person that is excellent to talk to. Looking forward to more years ahead!
Jeremy A.
Making the switch to Ray and his software was hands down the best decision we could’ve made for our employees and business! Ray makes sure you have it all set up with no issues! We have had very minimal questions about our new Figure system and Ray is always right there to help us figure it out in a quick manner. He stops through and checks up on us frequently, which I appreciate. I would 100% recommend Ray and his software to anyone looking to make a switch!
Adrian I.
Manager at Sue’s Kitchen at The Embers
Avoca, IA
Kudos to Ray Pater. We have worked with Ray since installing our credit card machine years ago. Ray has always been quick to respond when we make inquiries and goes above and beyond to resolve any challenges we have. If it’s great customer service you are looking for, Ray is your man.
Rick Adkisson
Roosevelt Barber Shop
Des Moines, IA